The 4-1-1 on 401(k) Blunders Understanding the in’s and out’s of your 401(k) can be downright confusing. Making decisions about how much to take out of your paycheck, what your investment mix should be, and choosing other savings strategies at the same time can be complex. Here’s some basic blunders to avoid: • Not Determining… Read more »

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Retirement Savings Identity Crisis: 401(k), IRA or Both? 401(k)s are gaining more popularity than avocado toast with young employees these days. According to the Investment Company Institute, 401(k) plans contained about $3.5 trillion in assets in 2012, more than doubling from $1.6 trillion back in 2002. Most working Americans look at their company’s 401(k) as… Read more »

GuidedChoice: How Much Should I Have Saved for Retirement at My Age?

How Much Should I Have Saved for Retirement at My Age?

In today’s culture, everyone is seeking a benchmark to gauge how they’re measuring up—financially, professionally, relationally, physically, and otherwise. Retirement planning is no exception. You can’t avoid articles telling you about the need to save for your future or about the retirement savings crisis in America—they are seemingly everywhere. But, one question that is too... Read more »
GuidedChoice: Who’s got your back?

Who’s got your back?

When someone gives you advice about retirement money, who exactly are they working for? It’s surprisingly complicated. If you have a company retirement plan, the people who run it – your employer, various firms that provide investments and handle the money, and advice providers like GuidedChoice – are already “fiduciaries.” This means we’re legally required... Read more »
GuidedChoice: Investment fees add up to more than a bag of peanuts

Investment fees add up to more than a bag of peanuts

You may have noticed that we took our summer vacation a little early around here. Despite the predicted extra-long delays this travel season and the predictably packed flights, once we actually got airborne we couldn’t help noticing how patient, understanding and long-suffering our flight crews were. Until it comes to their retirement, that is. Thanks… Read more »